• Add the Value Package for just $5 per month
• Earns dividends
• Free Visa check card
• Unlimited check writing
• 2 free boxes of checks per year for members 55 and over
• First box of checks free for members under 55
• Monthly service fee of $5 waived for members 55 and over or members under 55 who maintain a minimum $500 monthly average
• Overdraft protection

To open a Foundation Checking account:

• Open your account online; or
• Complete our Membership Application, and mail it or bring it to your local FIGFCU branch with your initial deposit ($20 minimum)

You're making the right choice by directly depositing your folio to a checking account. As an agent, you get additional benefits you won't find at a bank.

• $50 cash¹
• If folio posts late, we'll cover checks scheduled to clear during the delay for free, up to your average folio amount
• Folio will always be deposited with an effective date of the 1st so you don't lose any dividends
• .25% rate discount on Agency Secured Lines of Credit and Vehicle Loans

Signing up for Folio Direct Deposit is easy. Simply follow the steps below.

• Complete the Folio Direct Deposit Authorization Form
• Mail, fax or bring the completed form to your local FIGFCU branch

If you've had trouble managing a checking account in the past and have a ChexSystems record, you may be eligible for Checking In, our checking account rehabilitation program.

Learn more