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Agency Builder Loan
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  • For full-time agents in the Run-to-Daylight program
  • Borrow up to $35,000 in 3 intervals
  • Terms up to 60 months
  • Make payments directly from your folio
  • Rates as low as APR+

Agents who have achieved their 2, 3 or 4 year Run-to-Daylight goals are eligible to apply for this loan. Here's how it works:

Minimum PIF requirements met Number of months as an agent Eligible to apply for
Your 24th month goals 25th-36th month $10,000
Your 36th month goals 37th-48th month $10,000
Your 48th month goals 49th-60th month $15,000


  • Additional Details
  • Rates
  • Apply for this loan
  • No application fee
  • No annual fee
  • No prepayment penalty

  Term (months) Fixed APR+
as low as
Variable APR+
as low as
Agency Secured Loan Up to 84
Agency Secured Line of Credit N/A N/A
Agency Builder Loan Up to 60 N/A

†Rates shown are our preferred rates based on credit worthiness. Rates and terms are subject to credit approval. Other rates and terms are available.

‡Rate reflects .25% discount with Folio Direct Deposit. Other restrictions may apply.

To apply for an Agency Builder loan:


Agency Secured Loans
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*APY = annual percentage yield. Yields are subject to change at anytime.
+APR = annual percentage rate. Rates are subject to change at anytime.
†Rate quoted above is for a 30-year fixed conforming loan up to $417,000, on 7/09/2010. Mortgage Rates change daily and are subject to change at anytime, without notice. Actual interest rates and APRs may vary based on credit history, final loan amount and finance charges.

Yields and rates current as of 9/8/10. Members will earn the qualifying yield/rate at the time of account opening.
Refresh page to ensure you are viewing the current yields and rates.


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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. government agency.

equal housing

We do business in accordance with the Federal Fair Housing Law and The Equal Credit Opportunity Act.

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